STATEMENT SAVINGS
Rate Information:  This account is an interest bearing account. Please ask for our current rates. The interest rate and annual percentage yield may change, at our discretion. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded and credited quarterly.
Balance Information:  We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations:  You must deposit $100.00 to open this account.
Account Fees:  If withdrawals are in excess of eight (8) per calendar quarter, a $15.00 service charge fee will be assessed.
CHRISTMAS CLUB SAVINGS
Rate Information:  This account is an interest bearing account. Please ask for our current rates. The interest rate and annual percentage yield may change, at our discretion. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will not be compounded on the account. Interest will be credited to the account at maturity. If the account is closed before interest is credited, you will not receive the accrued interest. At the end of the club account period, the funds in the account will be mailed to you by check or transferred to an internal account of your choice.
Balance Information:  We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $10.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations:  You may not make withdrawals from your account until the maturity date.
Account Fees:  If account is closed prior to maturity, a $10.00 service charge fee will be assessed.
LITTLE ABE'S KIDS CLUB SAVINGS
Rate Information:  This account is an interest bearing account. Please ask for our current rates. The interest rate and annual percentage yield may change, at our discretion. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly.
Balance Information:  We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations:  You must deposit $10.00 to open this account.
Account Fees:  If withdrawals are in excess of eight (8) per calendar quarter, a $15.00 service charge fee will be assessed.
SAV DORMANT FEE
A Dormant Fee of $25.00 will be assessed quarterly if balance falls below $100 and has no activity for 360 days.
ACCOUNT CLOSE FEE
If Account is opened and closed within 30 days, a $30.00 fee will be charged.