FDIC-Insured — Backed by the full faith and credit of the U.S. Government

Current Rates Effective thru October 07, 2026

CHECKING ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
Super NOW b $100.00 $1,000.00 c 0.10% 0.10%
Lincoln Exclusive Club (NOW) b $100.00 $1,000.00 c 0.10% 0.10%
Lincoln Exclusive Club 50 (NOW) b $100.00 $25.00 c 0.10% 0.10%
Hi Fi Account (Tiered Money Market) b $100.00
Daily Balances of: $2,500.00 $24,999.99 $2,500.00 c 0.10% 0.10%
$25,000.00 $49,999.99 $25,000.00 c 0.10% 0.10%
$50,000.00 $74,999.99 $50,000.00 c 0.10% 0.10%
$75,000.00 $99,999.99 $75,000.00 c 0.10% 0.10%
$100,000.00 $249,999.99 $100,000.00 c 0.15% 0.15%
$250,000.00 $999,999.99+ $250,000.00 c 0.15% 0.15%
Lincoln’s Elite Checking Business $100.00
Daily Balances of: $2,500.00 $24,999.99 $2,500.00 c 0.10% 0.10%
$25,000.00 $49,999.99 $25,000.00 c 0.10% 0.10%
$50,000.00 $74,999.99 $50,000.00 c 0.10% 0.10%
$75,000.00 $99,999.00 $75,000.00 c 0.10% 0.10%
$100,000.00 $249,999.99 $100,000.00 c 0.15% 0.15%
$250,000.00 $999,999.99+ $250,000.00 c 0.15% 0.15%
Health Savings Account $100.00
Daily Balances of: $0.01 $2,500.00 $0.01 c 0.10% 0.10%
$2,500.01 $10,000.00 $2,500.01 c 0.10% 0.10%
$10,000.01 $999,999.99+ $10,000.01 c 0.15% 0.15%
SAVINGS ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
Statement Savings Account b $100.00 $0.01 c 0.10% 0.10%
Little Abe’s Kids Club Savings b $10.00 $10.00 c 0.10% 0.10%
Christmas Club Account b $10.00 $10.00 c 0.10% 0.10%
CERTIFICATES OF DEPOSIT ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
03 Month Certificate of Deposit a $500.00 $500.00 c 0.20% 0.20%
06 Month Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
12 Month Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
13 Month Certificate of Deposit a $500.00 $500.00 c 4.09% 4.15%
18 Month Certificate of Deposit a $500.00 $500.00 c 4.281% 4.35%
24 Month Certificate of Deposit a $500.00 $500.00 c 3.21% 3.25%
30 Month Certificate of Deposita $500.00 $500.00 c 0.50% 0.50%
36 Month Certificate of Deposit a $500.00 $500.00 c 3.455% 3.50%
48 Month Certificate of Deposit a $500.00 $500.00 c 0.70% 0.70%
60 Month Certificate of Deposit a $500.00 $500.00 c 1.24% 1.25%
INDIVIDUAL RETIREMENT ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
One Year Monthly Deposit IRA Account a $100.00 $100.00 c 0.35% 0.35%
03 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.20% 0.20%
06 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
12 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
18 Month IRA Certificate of Deposit a $500.00 $500.00 c 4.281% 4.35%
18 Month IRA Variable Certificate of Deposit a,b $500.00 $500.00 c 4.281% 4.35%
24 Month IRA Certificate of Deposit a $500.00 $500.00 c 3.21% 3.25%
30 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.50% 0.50%
36 Month IRA Certificate of Deposit a $500.00 $500.00 c 3.455% 3.50%
48 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.70% 0.70%
60 Month IRA Certificate of Deposit a $500.00 $500.00 c 1.24% 1.25%
GRANDFATHERED ACCOUNTS
Business Money Market and Money Market Account b
Minimum Balance Maximum Balance Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Daily Balances of: $0.01 $ 9,999.99 $0.01 c 0.10% 0.10%
$10,000.00 $999,999.99+ $10,000.00 c 0.10% 0.10%
Premier Money Market b
Minimum Balance Maximum Balance Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Daily Balances of: $0.01 $24,999.99 $0.01 c 0.10% 0.10%
$25,000.00 $99,999.00 $25,000.00 c 0.10% 0.10%
$100,000.00 $999,999.99+ $100,000.00 c 0.15% 0.15%
Best of the Best Club b
Minimum Balance Maximum Balance Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Daily Balances of: $0.01 $ 9,999.99 $0.01 c 0.10% 0.10%
$10,000.00 $999,999.99+ $10,000.00 c 0.10% 0.10%

a. A penalty may be imposed for early withdrawal.

b. The interest rate and annual percentage yield may change after account opening.

c. Daily balance method: We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day.

**. Rates subject to change.

For current information call 270-358-4562 or 502-348-4562 .