DIGITAL BANKING

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Current Rates Effective thru June 17, 2026

CHECKING ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
Super NOW b $100.00 $1,000.00 c 0.10% 0.10%
Lincoln Exclusive Club (NOW) b $100.00 $1,000.00 c 0.10% 0.10%
Lincoln Exclusive Club 50 (NOW) b $100.00 $25.00 c 0.10% 0.10%
Hi Fi Account (Tiered Money Market) b $100.00
Daily Balances of: $2,500.00 $24,999.99 $2,500.00 c 0.10% 0.10%
$25,000.00 $49,999.99 $25,000.00 c 0.10% 0.10%
$50,000.00 $74,999.99 $50,000.00 c 0.10% 0.10%
$75,000.00 $99,999.99 $75,000.00 c 0.10% 0.10%
$100,000.00 $249,999.99 $100,000.00 c 0.15% 0.15%
$250,000.00 $999,999.99+ $250,000.00 c 0.15% 0.15%
Lincoln’s Elite Checking Business $100.00
Daily Balances of: $2,500.00 $24,999.99 $2,500.00 c 0.10% 0.10%
$25,000.00 $49,999.99 $25,000.00 c 0.10% 0.10%
$50,000.00 $74,999.99 $50,000.00 c 0.10% 0.10%
$75,000.00 $99,999.00 $75,000.00 c 0.10% 0.10%
$100,000.00 $249,999.99 $100,000.00 c 0.15% 0.15%
$250,000.00 $999,999.99+ $250,000.00 c 0.15% 0.15%
Health Savings Account $100.00
Daily Balances of: $0.01 $2,500.00 $0.01 c 0.10% 0.10%
$2,500.01 $10,000.00 $2,500.01 c 0.10% 0.10%
$10,000.01 $999,999.99+ $10,000.01 c 0.15% 0.15%
SAVINGS ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
Statement Savings Account b $100.00 $0.01 c 0.10% 0.10%
Little Abe’s Kids Club Savings b $10.00 $10.00 c 0.10% 0.10%
Christmas Club Account b $10.00 $10.00 c 0.10% 0.10%
CERTIFICATES OF DEPOSIT ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
03 Month Certificate of Deposit a $500.00 $500.00 c 0.20% 0.20%
06 Month Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
12 Month Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
13 Month Certificate of Deposit a $500.00 $500.00 c 3.65% 3.70%
18 Month Certificate of Deposit a $500.00 $500.00 c 0.50% 0.50%
22 Month Certificate of Deposit a $500.00 $500.00 c 3.70% 3.75%
24 Month Certificate of Deposit a $500.00 $500.00 c 3.21% 3.25%
30 Month Certificate of Deposita $500.00 $500.00 c 0.50% 0.50%
36 Month Certificate of Deposit a $500.00 $500.00 c 3.455% 3.50%
48 Month Certificate of Deposit a $500.00 $500.00 c 0.70% 0.70%
60 Month Certificate of Deposit a $500.00 $500.00 c 1.24% 1.25%
INDIVIDUAL RETIREMENT ACCOUNTS
Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate ** Annual Percentage Yield
One Year Monthly Deposit IRA Account a $100.00 $100.00 c 0.35% 0.35%
03 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.20% 0.20%
06 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
12 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.35% 0.35%
18 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.50% 0.50%
18 Month IRA Variable Certificate of Deposit a,b $500.00 $500.00 c 0.50% 0.50%
24 Month IRA Certificate of Deposit a $500.00 $500.00 c 3.21% 3.25%
30 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.50% 0.50%
36 Month IRA Certificate of Deposit a $500.00 $500.00 c 3.455% 3.50%
48 Month IRA Certificate of Deposit a $500.00 $500.00 c 0.70% 0.70%
60 Month IRA Certificate of Deposit a $500.00 $500.00 c 1.24% 1.25%
GRANDFATHERED ACCOUNTS
Business Money Market and Money Market Account b
Minimum Balance Maximum Balance Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Daily Balances of: $0.01 $ 9,999.99 $0.01 c 0.10% 0.10%
$10,000.00 $999,999.99+ $10,000.00 c 0.10% 0.10%
Premier Money Market b
Minimum Balance Maximum Balance Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Daily Balances of: $0.01 $24,999.99 $0.01 c 0.10% 0.10%
$25,000.00 $99,999.00 $25,000.00 c 0.10% 0.10%
$100,000.00 $999,999.99+ $100,000.00 c 0.15% 0.15%
Best of the Best Club b
Minimum Balance Maximum Balance Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)
Daily Balances of: $0.01 $ 9,999.99 $0.01 c 0.10% 0.10%
$10,000.00 $999,999.99+ $10,000.00 c 0.10% 0.10%

a. A penalty may be imposed for early withdrawal.

b. The interest rate and annual percentage yield may change after account opening.

c. Daily balance method: We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day.

**. Rates subject to change.

For current information call 270-358-4562 or 502-348-4562 .